His work has also appeared on MSN Money, USA Today, and Yahoo! The most elite credit cards are invitation-only and sent to a chosen few. The only other way to get in is by accompanying a cardholder. This passion has led Jeff to cover many personal finance topics, including student loans, credit cards, and insurance. A card with far too many fees to properly serve its purpose. Copyright, Trademark and Patent Information. Card. background-color: #FFFFFF !important; Its rumored that only a few thousand cards are in circulation. This striking black card features an inlaid gold ornament with a 0.02-carat diamond centerpiece, and you can obtain it only through recommendation by the banks management board or two existing cardholders. by Lyle Daly | Chase Sapphire Reservepurchases also earn up to 10x Chase Ultimate Rewards. While the exact method will vary by issuer, the common theme is that your substantial wealth will need to have touched services offered by the issuer., John Garner, the CEO and founder of Card Curator, offered this additional insight about what it takes to get invited to apply for an elite credit card, Depending on the company, the requirements may vary; however, it usually includes some combination of average annual credit card spend and liquid assets. If you have credit card debt, transferring it tothis top balance transfer cardsecures you a 0% intro APRfor up to 21 months! Additionally, you can always start building a relationship with a bank while also earning valuable rewards. Wyndham Rewards Earner Card. Your Points add up fast Wherever the road leads, your card will help you earn on every purchase from the dealership and gas station to restaurants and parking. On top of the initiation fee, youll be out another $2,000 for an annual fee. Earn cash back on everyday purchases like gas, dining, and streaming services. Its rumored that only around 200 people worldwide are cardholders. Checking vs. Savings Account: Which Should You Pick? The information for the Coutts Silk Charge Card has been collected independently by Johnny Jet. However, you can compare the Chase Sapphire Reserve vs American Express Platinum if you cant decide which is best. If the promotional offer has a 90-day qualifying period, you'll see a " Pending Fulfillment Eligibility " status during that time. Select Access your rewards. $1 $25,000. She will direct the upcoming launch of the Stratus Rewards Visa White card in Europe and the strategic development and expansion of the Stratus Rewards business worldwide. The credit limits on these cards starts at around $5,000 and goes up to around $7,000-10,000. It has no credit limit, no restrictions and all charges are guaranteed approval. More widely known as The White Card, the Stratus Rewards Visa is a very exclusive card founded in 1999. The card details on this page have not been reviewed or provided by the card issuer. Spend and pay off at least $250,000 across your Amex accounts in a single year. The initiation fee alone is $10,000, with a recurring annual fee of around$5,000, plus $5,000 for each additional CenturionCard you wish to add. padding: 4px; Its offered by invitation only to J.P. Morgans top clients, who must have at least $10 million in assets under management by J.P. Morgan Private Bank. For a $595 annual fee, this card offers unlimited access to select airport lounges, 3x points on travel and dining, a $300 annual travel credit, a credit for your Global Entry or TSA PreCheck application and a suite of premium travel protections. This card comes with similar premium benefits, such as a fee credit of up to $100 for Global Entry or TSA PreCheck, Capital One Lounge access, worldwide Priority Pass lounge access, and up to $300 back annually as statement credits for bookings through Capital One Travel. Most exclusive credit cards come with qualification requirements that arent attainable by the masses. Known as the Black Card, the Centurion Card from American Express is an elusive and exclusive card issued by invitation only. Consider applying only with an excellent credit score. Jeff Gitlen is a Certified Educator in Personal Finance and the Director of Content Operations at LendEDU. Dubai First isnt kidding about setting no credit limit for this card. Youve likely received credit card offers in the mail that are no more than standard marketing ploys from credit card companies that send them out by the thousands. Many people consider premium travel rewards cards to be the most luxurious and hardest to get credit cards. This site is compensated by third-party advertisers and is not endorsed or affiliated with the U.S. Department of Education. Earn up to 6% cash back plus $250. .tableHeader:hover { The wealthy in turn, get a status symbol in the form of a rare card. Rewards: 1 point per $1, up to 50,000 points Interest rate: 14.99% Variable APR Minimum credit score: Excellent Being 24-karat gold-plated, the Mastercard Gold is by far the most expensive credit card on this list. Basically, youll need to spend a lot to get access to this one. These perks are worth hundreds of dollars on their own, making these luxury cards a great deal if you take advantage of the card features. Plus, you'll pay no annual fee. Most cards have features intended to help people save money because that's what the typical consumer looks for. Some of the benefits of this most exclusive credit card include LoungeKey airport lounge access, private shopping sessions, and 24/7 concierge service. Reportedly, a lifestyle manager can accommodate all that and more when you have a Royale in your pocket. Front-plated with 24-karat gold, the card offers access to Luxury Card Concierge and perks like global luggage delivery, chauffeured transportation and airport representatives who can fast-track you through customs. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Rumor has it you must spend at least $200,000 a year with the card to remain a member. Cardholders pay a respectable annual fee of $595 and receive $300 in annual travel credits and complimentary airport lounge access. The difference is that this card lets you redeem your points toward airfare on private jets. We may receive compensation from our partners for placement of their products or services. In a shot across the bow of American Express's ultra-exclusive Black Card, an upstart company called Stratus Rewards is issuing a new white-plastic Visa card this month. It is meant to be a really high end credit card unlike any in the market at that time. How Hard Is It to Get the American Express Platinum Card? Posted in Alternate Cards, Stratus . While these cards wont be encased with gold or diamonds, they still come with plenty of benefits and are some of the best miles credit cards available. These include cards such as the Chase Sapphire Reserve, The Platinum Card from American Express, and the Luxury Card Black Card, which is often mistaken for the Amex Black Card. What if you cant get your hands on these most exclusive credit cards yet? Like any good ultra-exclusive credit card, the Stratus Rewards Visa White Card provides a personal concierge service to assist with whatever clients may need. These are the top five credit cards of the world's super-rich people -- AMEX Centurion Card, Coutts World Silk Card, Stratus Rewards Visa Card, Dubai First Royal MasterCard, and JP Morgan Chase Reserve Card. Take advantage of miles, points and perks with a card that best fits your lifestyle. Pros & Cons Card Details Mastercard Black Card * Up to 2% Reward Rate 2% value for airfare redemptions and 1.5% value for cash back redemptions Welcome Bonus N/A Annual Fee $495 ($195 for each. The Stratus Rewards Visa White Card is only available by nomination from an existing cardholder or through a recommendation from one of the premium partners of Stratus Rewards, such as. The Royale Card by Dubai First is an invitation-only credit card with no pre-set spending limit. So if you use the perks of this card, it more than pays for the annual fee. ","anchorName":"#what-makes-a-credit-card-exclusive"},{"label":"How do you get an invite for an exclusive credit card? If so, the next card in our ultra-exclusive list the J.P. Morgan Chase Reserve Card may be right for you. The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. Your remaining options include a few stays at the Centurion Lounge (valued at $50 per stay), using your $100 credit at Saks Fifth Avenue, or using your $240 digital entertainment credit. As you can see, there's a stark difference between the types of benefits offered by exclusive credit cards and more standard credit cards. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Even if youre rich, however, youll still need to land on the issuers radar. Heres a brief comparison of a few luxury cards and what perks youd have to use to make them worth the spot in your wallet. Plus, you get access to exclusive events and experiences through the Coutts signature loyalty program, as well as 24/7 service from Coutts Concierge. If you meet all the eligibility requirements for a prepaid card, you'll see a " Qualified " status. While this card has some nice perks, youre likely to get more out of one of the best cash back credit cards. So, make sure that you keep the creme-de-la-creme of your high-paying friends close. The Chase Sapphire Reserve and The Platinum Card from American Express are both viable options as well. Terms apply to American Express benefits and offers. Loyalty Magazine covers customer loyalty programmes & engagement, data analytics, technology solutions, social, rewards, points, transformation, relationships, CRM. Use your $200 airline fee credit after you enroll, Use your $240 digital entertainment credits, Use your up to $200 in annual Uber Cash credits, Use your $100 Global Entry or TSA PreCheck fee credit once every four years, Relax at an eligible airport lounge at least once, worth $50, Use your $200 annual airline credit toward flight-related purchases, Use your one-time $100 Global Entry fee credit, Regularly take advantage of your airport lounge access. Doing that involves mastering financial principles like saving, investing and using credit responsibly. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. The Chase Sapphire Reserve is probably going to be more useful if you are a frequent traveler that wants to enjoy travel benefits. In addition, the company owns Stratus Rewards Visa White Card, an ultra-exclusive consumer rewards marketing and redemption program, providing premium redemption benefits to members in the form. Available via personal invite, the Stratus Rewards Card was designed for the most frequent of flyers. The card has no annual or foreign transaction fees and lets you enter airport lounges around the world through LoungeKey. Earn a $300 statement credit after you spend $1000 on purchases in the first 3 months from account opening. Invitation-only credit cards often have enormous annual fees, high credit limits, and perks that can be cashed in for luxury and concierge services.. Also known as the White Card, the Stratus Rewards Visa is often seen as the definitive card for elite jetsetters - with a rewards program that offers private jet flight . The information for the Dubai First Royale Card has been collected independently by Johnny Jet. However, its rumored that you must be referred by a Stratus Rewards Visa cardmember or one of the Stratus Rewards partner companies. Top concierge companies ensure the world is at your fingertips, offering exclusive hotel bookings, visa services, private plane arrangements, translation services, butler services and more. Exclusive credit cards that are invite-only, Best Credit Cards: Broken Down by Category. The minimum balance you need at Eurasian Bank to qualify for this card is 15 million Kazakhstani tenge roughly $39,500. Required fields are marked *. The following cards have premium benefits, and you can apply for them without an invite. Youll have access to a personal concierge who can fulfill any request you can dream of. Stratus Rewards Visa Like many of the other cards on this list that shroud their perks in secrecy, the Stratus Rewards Visa doesn't make much information publicly available, says Russ Nauta, owner of CreditCardReviews.com. We gather the 10 most exclusive credit cards in the world to give you an idea of perks and financial needs your typical millionaire might need. And the card offers an expedited immigration process at hundreds of international airports. But even in these top-notch lounges, youll find perks reserved for Black Card members only. Plus, get 10,000 bonus miles (equal to $100 towards travel) every year, starting on the first anniversary. Also known as the distinctive White Card, the requirements to receive an invitation for the Stratus Rewards Visa are largely unknown. An enticing and easy-to-use 5% cashback card. Stratus Rewards Visa Card. .tableHeader{ It also comes with a $1,500 annual fee. The point: Theyre expected to serve wealthier clients those who contribute more to the firms bottom line. ","anchorName":"#how-do-you-get-an-invite-for-an-exclusive-credit-card"},{"label":"The most prestigious credit cards you can actually get","anchorName":"#the-most-prestigious-credit-cards-you-can-actually-get"},{"label":"How to make a luxury credit card pay off","anchorName":"#how-to-make-a-luxury-credit-card-pay-off"},{"label":"Compare premium credit cards","anchorName":"#compare-premium-credit-cards"}]}, No invitation is necessary to apply for the. Kartu kredit paling terkenal di dunia yang berikutnya adalah Stratus Reward Visa. Beginners Guide to Credit Card Points & Miles, Booking Tool for Flights, Hotels, Cruises and Cars, Chase Sapphire Reserve vs American Express Platinum, Chase Sapphire Reserve vs Chase Sapphire Preferred, 3 Rewards Cards With Airport Lounge Access and Travel Benefits, Best Credit Card Reviews: Miles, Points, Cash Back, & More. 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Our list of the most exclusive credit cards starts with the famedCenturion Card from American Express. Here are five invitation-only credit cards and how to get invited information some consider to be secrets of the rich. Invitation-only credit cards often have enormous annual fees,. A $900 value when redeemed for travel through Chase Ultimate Rewards. Calon pemilik kartu ini harus termasuk ke golongan high-net-worth-individual atau individu dengan kekayaan bersih tinggi (HNWI) dan hanya melalui undangan. american express 1 . Check reward status online. Stratus Rewards Visa. Termasuk diantaranya, diskon penerbangan charter, layanan concierge privat, layanan mobil mewah, upgrade akomodasi hotel mewah, hingga konsultasi dengan para ahli gaya hidup. The bright white card is available to high-net-worth individuals (HNWIs) only through invitation. A black credit card is a premium credit card that offers more status and benefits than standard, gold or platinum credit cards. Within six weeks of activating and maintaining your service, you will receive notification via email or letter with instructions on how to redeem your reward. Still, if you want the style points that only an exclusive credit card can offer, it may be worth it. } The previous version of this card, the Chase Palladium, is a rumored favorite of former President Barack Obama. Below is a screen shot of some of their partners. Editorial Note: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. US Bancorp in Minneapolis issues the card, which offers all sorts of other perks, such as personal shoppers, Abercrombie & Kent safaris and gift bags that rival those given out at the Oscars. Many or all of the companies featured provide compensation to LendEDU. These invite-only credit cards are only offered to the highest net worth individuals. It's not that these ultra-exclusive cards are "better" per se, they just provide a different set of perks that are more catered to a specific clientele. What those clients need are credit cards that make their lives easier and get them access to luxurious experiences and events. The problem with cards like the Amex Centurion Card is that the ultra wealthy seldom travel on commercial airlines and fly private jets instead. 118,152. The Citi Chairman American Express Cards exclusivity is from the fact that membership in this card club is only open to those who have significant investments with a Citigroup brokerage account. : stratus rewards visa Down by Category invitation only in annual travel credits and complimentary airport lounge access you can for! Ultra-Exclusive list the J.P. Morgan Chase Reserve card may be right for you Savings Account: Should! Be worth it. back on everyday purchases like gas, dining, and.! 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